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Privacy Policy

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Goldriser Financial Inc.
Terms of Use
Last Updated: [10/17/2022]

Please read this Terms of Use (the "Agreement") carefully. By accessing and using the website located at https://Goldriser.com/, and all associated sites linked to https://Goldriser.com/ by Goldriser Financial Inc., its subsidiaries and affiliates, including Goldriser Financial Inc. sites around the world (collectively, the "Site"), you are agreeing to this Agreement. Goldriser Financial Inc. ("we", "us", "our", "Goldriser Financial", "Goldriser US") reserves the rights to modify or amend this Agreement from time to time without any prior notification. By continuing to use the Site following such modifications or amendments to this Agreement, you will be deemed to have accepted and agreed to be bound by such modifications or amendments. This Agreement is in addition to any other agreements between you and Goldriser Financial, including any customer or account agreements and any other agreements that govern your use of software, products, goods, services, content, tools, and information provided by Goldriser Financial, and hereby incorporates by this reference any additional terms posted by Goldriser Financial through the Site, or otherwise made available by Goldriser Financial. YOU HEREBY AFFIRM THAT YOU ARE 18 OR OLDER TO ENTER INTO THIS AGREEMENT. THIS AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION THAT, AS FURTHER SET FORTH IN SECTION 18 BELOW, REQUIRES THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR ANY OTHER COURT PROCEEDINGS, OR CLASS ACTIONS OF ANY KIND.

  1. Changes to this Agreement
    We may revise this Agreement from time to time by updating this document. The most updated version of this Agreement will be made available for your review by any reasonable means, including by posting a revised Agreement under a link on the Site or otherwise through the Site (but no changes will apply to any dispute that previously arose between you and us). You agree to review this Agreement periodically for changes. Your use of the Site after any changes to this Agreement will constitute your acceptance of the changes. We (and/or a third party, as applicable) may, at any time, modify or discontinue all or part of the Site (including any content provided by a third party); or charge, change or waive any fees required to use the Site.

  2. Applicable Privacy Policy and other Policies
    In addition to this Agreement, your access to and use of the Site (including without limitation your submission of information through the Site) is subject to Goldriser Financial’s then-current policies relating to the Site, including, without limitation, Goldriser Financial’s Privacy Policy, located at the "Privacy Policy". By using the Site, you are consenting to have your personal data transferred to and processed by Goldriser Financial and its affiliates. As part of providing you the Site, Goldriser Financial may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Site, which you may not be able to opt-out from receiving. In order to use the ACH payment functionality of Goldriser Financial’s application, you must open a "Dwolla Platform" account provided by Dwolla, Inc., and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held subject to Dwolla’s Terms of Service, which may mean that such funds are held by Dwolla’s financial institution partners. You authorize Goldriser Financial to share your identity and account data with Dwolla for the purposes of opening and supporting your Dwolla account, and you are responsible for the accuracy and completeness of that data. You acknowledge that you will access and manage your Dwolla account through the Site, and that Dwolla account notifications will be sent by Goldriser Financial, not Dwolla. Goldriser Financial may provide customer support for your Dwolla account activity; please contact info@Goldriser.com for further information.

  3. Jurisdictional Issues
    The Site is controlled or operated (or both) from the United States, and is not intended to subject Goldriser Financial to any non-U.S. jurisdiction or law by way of the operation or making available of the Site. The Site may not be appropriate or available for use in some non-U.S. jurisdictions. The Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation or for illegal purposes. You agree to be bound by any law or regulations which you are located or situated. The services and products offered on the Site are not available in any jurisdiction where it would be unlawful to do so. We may limit the Site’s availability at any time, in whole or in part, to any person, geographic area or jurisdiction that we choose.

  4. Financial Services
    The Site may include functionality that makes available certain financial services and other offerings by Goldriser Financial, which may require payment of applicable fees and may be subject to additional terms. For example, if you become a brokerage customer of Goldriser Financial Inc., your customer relationship, including use of the Site in relation to your brokerage account, will be subject to a Customer Agreement between you and Goldriser Financial Inc., in addition to this Agreement. If any such additional terms conflict with the terms of this Agreement, then such additional terms will govern with respect to the applicable service or other offering.

  5. No Recommendations or Investment Advice
    Goldriser Financial provides self-directed investors with brokerage services, but Goldriser Financial does not make investment recommendations or offer investment advice of any kind. Moreover, Goldriser Financial does not evaluate whether any specific investment or investment strategy is suitable for you or in your best interest. You are responsible for any investment decisions that you may make. Please note that any content provided through the Site (including any market data or other financial information available through the Site) is made available for informational and educational purposes only, and is not intended to be a recommendation of any specific investment or investment strategy. No content and information about products or services on this Site shall constitute an offer or solicitation to sell, to subscribe to, or provide any recommendation of any securities or any products or services provided by Goldriser Financial Inc. or any member of our company. Neither we nor any other member of our company have solicited your use of this Site, or any request for information you have made as a result of using this Site; and any content available through this Site shall not be regarded as investment, financial, tax or professional advice. You should consult your own professional adviser before making any investment or financial decision, or purchasing any investment product or subscribing to any service. In addition, please note that certain content available through the Site may be Third Party Materials subject to the provisions of Section 13 of this Agreement. We may work with different companies at any time and provide different content such as news, e-news, journals and articles on this Site. The content provider will be shown at the time of the publication on this Site. You should determine the accuracy of such content. You are solely responsible for evaluating the merits and risks associated with the use of any content available through the Site before making any decisions based on such content. Whilst we have taken care in preparing the content available through the Site, such content is provided to you on an AS IS basis without warranty of any kind, whether express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or absence of computer viruses is given in connection with such content. You agree not to hold Goldriser Financial liable for any possible claim for damages arising from any decision you make based on the content available through the Site or any third-party websites. Past performance data should not be construed as indicative of future results.

  6. Rules of Conduct
    In connection with the Site, you must not:

    • Post, transmit or otherwise make available in connection with the Site any materials that are or may be: (a) threatening, harassing, degrading, hateful or intimidating, or otherwise failing to respect the rights and dignity of others; (b) defamatory, libelous, fraudulent or otherwise tortious; (c) obscene, indecent, pornographic or otherwise objectionable; (d) protected by copyright, trademark, trade secret, right of publicity or privacy or any other proprietary right, without the express prior written consent of the applicable owner; or (e) a virus, worm, Trojan horse, Easter egg, time bomb, spyware or other computer code that is potentially harmful or invasive or intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment (each, a "Virus").
    • Infringe others’ rights or violate any law or regulation.
    • Use the Site for any purpose that is commercial, or fraudulent or otherwise unlawful.
    • Harvest or collect information about users of the Site; restrict or inhibit any other person from using the Site; disrupt the operation of the Site or the servers or networks used to make the Site available, including by hacking or defacing any portion of the Site; or violate any requirement, procedure or policy of any such server or network.
    • Reproduce, modify, adapt, translate, create derivative works of, sell, rent, lease, loan, timeshare, distribute or otherwise exploit any portion of (or any use of) the App, except as expressly authorized herein.
    • Reverse engineer, decompile or disassemble any portion of the Site, except where such restriction is expressly prohibited by applicable law.
    • Frame or mirror any portion of the Site, or otherwise incorporate any portion of the Site into any product or service, without our express prior written consent.
    • Remove any copyright, trademark or other proprietary rights notice from the Site.
    • Systematically download and store any content available through the Site.
    • Use any robot, spider, site search/retrieval application or other manual or automatic device to retrieve, index, "scrape", "data mine" or otherwise gather content or Site content, or reproduce or circumvent the navigational structure or presentation of the Site, without our express prior written consent. Notwithstanding the foregoing, and subject to compliance with any instructions posted in the robots.txt file located in the Site’s root directory, Goldriser Financial grants to the operators of public search engines permission to use spiders to copy materials from the Site for the sole purpose of (and solely to the extent necessary for) creating publicly available, searchable indices of such materials, but not caches or archives of such materials. We reserve the right to revoke such permission either generally or in specific cases, at any time and without notice.

  7. Registration; User Names and Passwords
    You may need to register to use all or part of the Site. We may reject, or require that you change, any user name, password or other information that you provide to us in registering. Your user name and password are for your personal use only and should be kept confidential; you, and not Goldriser Financial, are responsible for any use or misuse of your user name or password, and you must promptly notify us of any confidentiality breach or unauthorized use of your user name, password or account.

  8. User Submissions
    Our policies with respect to the collection and use of information are described in the Privacy Policy. You acknowledge and agree that, in addition to the terms stated in the Privacy Policy, we may disclose, share and process any information you provide through the Site, provided that such disclosure, sharing, or processing is in compliance with applicable law. We (or our licensees) may use your submissions and any information you provide (whether submitted directly through the Site or otherwise, and even if they have been deleted from the Site) for the purpose of providing you with products, services, or offers, or to help us understand your needs and to improve our offerings or business, and we will not be responsible or liable for any use of such submissions. In addition, while we may sometimes perform backups of our servers and computers, we are under no obligation to back up any information or data you submit. You hereby grant to us and our affiliates an irrevocable, non-exclusive, royalty-free, worldwide, perpetual license (with the right to sublicense) to reproduce, distribute, modify, create derivative works of, publicly display and otherwise use and exploit any suggestions, ideas, feedback or other information submitted to us by you through the Site or otherwise, and you hereby waive any moral rights you may have in such information. You represent and warrant that any such information you submit to us is accurate and complete, and that you have all rights necessary to submit such information to us.

  9. Third Party Materials; Links
    Certain Site functionality may make available access to information, products, services and other materials made available by third parties, including submissions ("Third Party Materials"), or allow for the routing or transmission of Third Party Materials, including via links. By using such functionality, you are directing us to access, route and transmit to you the applicable Third Party Materials. We do not control, endorse or adopt any Third Party Materials, and make no representations or warranties of any kind regarding such Third Party Materials, including, without limitation, with respect to their accuracy, completeness, usefulness, reliability or continued availability. You acknowledge and agree that we are not responsible or liable in any manner for Third Party Materials or your reliance upon Third Party Materials. You further acknowledge and agree that our agreements with such third parties are subject to change, which may impact the availability of the Third Party Materials. In addition, your use of Third Party Materials may be governed by additional terms that are not set forth in this Agreement or our Privacy Policy (for example, terms that are made available in connection with a Third Party Material via a link or otherwise), and such additional terms will govern in the event of a conflict with this Agreement. We also may, in our discretion, provide links to websites operated by third parties. If you access or use any Third Party Materials or third-party websites, you do so at your own risk and you hereby waive any claim you may have against us with respect to Third Party Materials or third-party websites. Any rights you may have in respect of Third Party Materials or third-party websites can only be asserted against the applicable third party, not Goldriser Financial. Please note that once you have clicked on a link to a third-party website, this Agreement and the Privacy Policy are no longer applicable.
    Social Media Pages: We may maintain a presence on social media websites, including Twitter, Facebook, and LinkedIn, (collectively, "Social Media Pages"), to provide a place for people to learn more about Goldriser Financial and to share experiences. All comments, visuals, and other materials posted by visitors to our Social Media Pages do not necessarily reflect the opinions or ideas of Goldriser Financial or its employees and we are not responsible for any such materials. By accessing and posting on our Social Media Pages, you agree to comply with this Agreement and the applicable terms of the Social Media Pages’ respective operators. When visiting our Social Media Pages, you should never post personal, account or other confidential information (including, but not limited to, social security numbers, account numbers, balances, PINs, or passwords). We will never ask you to disclose your personal information through social media. By posting on our Social Media Pages, you grant Goldriser Financial a non-exclusive, irrevocable, perpetual license to use, display, reproduce, modify, delete, adapt, publish, translate, create derivative works from, sell and distribute such materials and to incorporate such materials into any form, medium or technology, without compensation to you. You acknowledge that we may use and store any content that you post on our Social Media Pages, and that your submission will be governed by the terms of the Privacy Policy.

  10. Monitoring
    We may (but have no obligation to) monitor, evaluate, alter or remove content from the Site before or after it is made available through the Site, including content submitted by users of the Site. We may disclose any content and the circumstances surrounding its transmission to anyone for any reason or purpose, including in order to operate the Site properly, to protect ourselves, our sponsors, and our users, and to comply with legal obligations or governmental requests.

  11. Indemnity
    You agree to indemnify, defend and hold harmless Goldriser Financial and its affiliates, and the directors, officers, employees and agents of the foregoing (collectively, the "Indemnified Parties"), from and against any claim, liability, loss, damage, judgment, award, cost or expense (including reasonable attorneys’ fees) arising out of or related to your use of the Site or any breach or alleged breach of this Agreement by you. You will not settle any claim without the prior written consent of the applicable Indemnified Parties. The Indemnified Parties reserve the right to assume the defense and control of any matter subject to indemnification by you.

  12. Disclaimer of Warranties
    The Site is provided "as is" and "as available", without any warranties of any kind, and to the fullest extent permissible under applicable law, we disclaim all warranties, whether express, implied or statutory, including but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement. Without limiting the foregoing, we do not warrant that the Site will be uninterrupted, timely, secure, or error-free or that defects will be corrected; nor do we make any representations or warranties regarding the use or the results of the use of the Site in terms of their correctness, accuracy, reliability, or otherwise. Applicable law may not allow for certain exclusions of warranties, so some of the above exclusions may not apply to you.

  13. Limitation of Liability
    To the fullest extent permissible under applicable law, in no event will we or any of our affiliates or any of our or their respective directors, officers, employees, agents or content or service providers (collectively, the "Protected Entities") be liable for any indirect, incidental, consequential, special, exemplary or punitive damages of any kind, under any contract, tort (including negligence), strict liability or other theory, including, but not limited to, damages for loss of profits, loss of use, loss of data, loss of other intangibles, loss of security of information you have provided in connection with your use of the Site (including, without limitation, in connection with your use or receipt of any Third Party Materials), or unauthorized interception of any such information by third parties, even if advised in advance of such damages or losses. Without limiting the foregoing, you specifically acknowledge and agree that neither we nor any of our affiliates will be liable for any damages, loss or injury arising out of or relating to: (a) any use of, or reliance upon, the Site or any Third Party Materials, (b) any third-party site or resource that is linked to the Site, (c) any termination or cancelation of your access to or use of the Site or (d) any failure, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure. To the fullest extent permissible under applicable law, your sole and exclusive remedy for dissatisfaction with the Site is to stop using the Site. Our maximum liability to you for all damages, losses and causes of action, whether in contract, tort (including, without limitation, negligence) .